Man using credit card reader, close-up
Photo Credit: Westend61 via Getty Images.


Cashless Debit Card

A debit card to help build healthy people, families and communities.

What we do

Minderoo Foundation works to address disparity by advocating for policy reform, including the implementation of the Cashless Debit Card.

The process

The Cashless Debit Card has been designed to help decrease drug and alcohol use and cut gambling rates, all of which impact on the health and wellbeing of communities, families and children.

The Cashless Debit Card works just like a regular bank card however cannot be used to purchase alcohol, drugs or gambling products. Cardholders receive 80 per cent of their welfare benefits as a credit on the card. The remaining 20 per cent is deposited into a standard bank account and is available to be withdrawn as cash.

The card works in any store that accepts EFTPOS, at approved online stores, for online banking and to pay bills.

The Cashless Debit Card strikes a balance between allowing welfare recipients to make independent purchasing decisions and helping to create safe communities.

If you wish to have the Cashless Debit Card in your community, make a request to your local member of Federal Parliament.

  • The Cashless Debit Card commenced in the Ceduna region of South Australia on 15 March 2016.
  • The Cashless Debit Card commenced in the East Kimberley region of Western Australia on 26 April 2016.
  • A progressive roll-out of the Cashless Debit Card commenced in the Goldfields region of Western Australia on 26 March 2018.
  • The Cashless Debit Card commenced in the Hinkler region of Queensland on 29 January 2019.